Financial & Actuarial Reports

Financial and Actuarial Reports

Annual Reports

TRS adheres to Governmental Accounting Standards Board (GASB) standards in preparing its annual reports.

Final ACFR documents typically are posted on this website each year in late December, following review and approval by the Montana Legislative Audit Division.

Archive of Recent Reports

Note: Archived documents may be incompatible with assistive technologies.

ACFR for fiscal year ending June 30, 2024

ACFR for fiscal year ending June 30, 2023

ACFR for fiscal year ending June 30, 2022


Looking for older volumes?
Many TRS financial reports are publicly available at archive.org.

See our Public Information Requests page for more information.

Actuarial Valuations

An actuarial valuation measures the plan's funding progress to estimate the amount of contributions and investment earnings necessary to pay promised benefits in full over the long term (GFOA Best Practices). These valuations, which are based on statistical studies and experienced judgment derived from long-term data, are used to estimate future liabilities. 

TRS's consulting actuaries produce a valuation of TRS each year. Every two years, they also perform a valuation to determine the Montana University System's (MUS) future liabilities related to their legacy members of TRS.

Archive of recent valuations 

Note: Archived documents may be incompatible with assistive technologies.


Experience Studies

Every four years, the TRS consulting actuary conducts an experience study for TRS to review the actual economic and demographic experience of the retirement system. This helps the TRS Board to evaluate whether the actuarial assumptions used to budget future costs are reasonable.

  • The next experience study is scheduled for 2026.

Archived experience study

Note: Archived documents may be incompatible with assistive technologies.



Actuarial Audits

Every five years, TRS engages an independent actuarial firm to conduct an actuarial audit of the assumptions, procedures, methods, and conclusions used by the TRS actuaries in preparing annual valuations.

  • The next actuarial audit will occur in 2030.

Archived Actuarial Audit

Note: Archived documents may be incompatible with assistive technologies.

2025 Audit (Milliman)

2025 Audit Response (CavMac)


Risk Analysis

Actuarial-related risk studies may be performed periodically in compliance with Actuarial Standard of Practice Number 51, Assessment and Disclosure of Risk Associated with Measuring Pension Obligations and Determining Pension Plan Contributions.

The purpose of the risk analysis is to help the TRS Board and other stakeholders understand potential risks relating to the variance in the measurement of the benefit obligations as well as the contribution rates. The most recent risk analysis was conducted in 2019.

Archived Risk Analysis

Note: Archived documents may be incompatible with assistive technologies.

2019 TRS Risk Analysis Report


Looking for older volumes?
Many TRS actuarial reports are publicly available at archive.org.

See our Public Information Requests page for more information.

Funding and Benefits Policy

The TRS Board's Funding and Benefits Policy outlines their objectives for actuarially sound funding of TRS and provides well-defined parameters for requesting legislative action to ensure the continued soundness of the system.


GASB 67 Reports Archive

TRS financial reporting complies with the Government Accounting Standards Board (GASB) standards related to public pension plans, including the GASB 67 standard. Information in this report is included in the TRS Annual Comprehensive Financial Report (ACFR). The three most recent GASB 67 Reports are archived below.

Note: Archived documents may be incompatible with assistive technologies.

2024 TRS GASB 67 Report

2023 TRS GASB 67 Report

2022 TRS GASB 67 Report

  • The most recent GASB 68 reports for TRS employers are available in the Employers section of this website.

Looking for older volumes?
Many TRS financial reports are publicly available at archive.org.

See our Public Information Requests page for more information.