TRS Active Members
What is TRS? Watch our "Superheroes" video to find out!
More videos are available on the Workshops & Presentations page.
'My TRS' Member Portal
Active members are encouraged to use My TRS to designate one or more beneficiaries, view their member contributions account balance, keep their mailing address and contact information up to date, estimate their future monthly retirement benefit (if vested), and more!
To access My TRS: Use the Member Login link at right, under Popular Links.
Who Qualifies as a TRS Member?
A person employed at least 210 hours during the fiscal year in a position reportable to TRS must become a member of TRS.
Membership is broken into two tiers:
- Tier 1 applies to any individual who became a TRS member before July 1, 2013 and who has not withdrawn.*
- Tier 2 applies to any individual who became a TRS member July 1, 2013 or later. This includes any individual who withdrew as a Tier 1 member and was rehired in a position reportable to TRS on or after July 1, 2013.
*A member who has withdrawn from TRS has requested and received a full refund of member contributions, plus interest, after terminating all TRS-reportable employment. By withdrawing, the member forfeits all rights of membership in TRS, including their Tier 1 or Tier 2 status. For details, see Withdrawing TRS Membership on the TRS Fact Sheets page.
Tier 1 and Tier 2 retirement eligibility
TIER 1 members are eligible for: | at age: | with a minimum of: |
---|---|---|
Service Retirement | 60 | 5.00 years of creditable service |
any age | 25.00 years of creditable service, OR service reported within 25 fiscal years |
|
Early Retirement (reduced benefit) | 50 | 5.00 years of creditable service |
TIER 2 members are eligible for: | at age: | with a minimum of: |
---|---|---|
Service Retirement | 60 | 5.00 years of creditable service |
55 | 30.00 years of creditable service | |
Professional Option (Tier 2 only) | 60 | 30.00 years of creditable service |
Early Retirement (reduced benefit) | 55 | 5.00 years of creditable service |
Calculating the Gross Annual Benefit Amount at Retirement
Standard formula for Tier 1 and Tier 2:
Years of Creditable Service x Average Final Compensation x 1.6667 %
Modified formula for Tier 2 Professional Option:
Years of Creditable Service x Average Final Compensation x 1.85 %
Please note:
Average Final Compensation (AFC) for Tier 1 is based on the three highest consecutive fiscal years of earned compensation. For Tier 2, AFC is based on the five highest consecutive fiscal years. (See 19-20-805, MCA for details and limitations.) The annual benefit amount is distributed in 12 equal monthly payments.
Other Resources for Active Members
- Active Member Forms
- Fact Sheets on designating beneficiaries, purchasing service, and more
- Family Law Orders / Divorce
- Handbook for Active Members
- Preparing for Retirement (members within 5 years of retirement)
- Saving for Retirement throughout your career
- Videos – "TRS 101 Retirement System Basics" and "TRS Ready, Set, Retire!"
Popular Links
- Employer Login:
- › Wages & Contributions
- › Insurance Deductions
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