TRS Retirees and Benefit Recipients
- 2020 Guaranteed Annual Benefit Adjustment and Tax Info: If you had received at least 36 monthly benefit payments by the end of 2019, your gross monthly benefit for 2020 increased by 1.50% (Tier 1 members) or 0.50% (Tier 2 members).
NOTE: Federal tax tables also change each year in January; ask your tax adviser if those changes affect you.
- 1099-R forms for 2019 were mailed in January and will be available in My TRS starting in April 2020.
Online Member Portal Access
My TRS, the online member portal, provides secure access to information about your monthly benefit. In My TRS, you can view or download tax forms, update your tax withholding, check on working retiree earnings, and more! (Looking for your most recent 1099-R tax form? It is available in My TRS starting in April each year.)
If you haven't yet created login for My TRS, click the button above, then click "Create."
For security, the TRS website and member portal are not available in all foreign countries.
Retiree and Benefit Recipient, defined
While a retiree is a benefit recipient, the term "retiree" has a specific meaning. A TRS member who applies for a retirement allowance does not actually become a retiree (i.e., does not attain retired member status) until he or she:
- has terminated all employment with all TRS employers, and
- has received at least one monthly benefit payment.
To be eligible for a retirement benefit, a TRS member must meet the requirements above and must have a bona fide separation from service. A member who has not reached age 60 (normal retirement age) and has a pre-arranged agreement to return to work for the pre-retirement employer has not terminated employment and is not eligible to receive a retirement benefit.
A person who is not a retiree may receive a monthly TRS benefit due to their relationship with a retiree. For example, a benefit recipient may be the joint annuitant or surviving beneficiary of a deceased retiree, or may be an "alternate payee" entitled to a share of a retiree's benefit pursuant to a Family Law Order.
Deduction of Employer Insurance Premiums
Retired TRS members who remain covered on their former employer's group health insurance plan on a self-pay basis may elect to have their monthly insurance premiums deducted from TRS benefit payments. Once a retired member has authorized the deduction and the former employer has notified TRS of the premium amount, TRS withholds and forwards the funds to the employer. Because TRS benefits are paid on the last business day of the month and insurance premiums are due in advance, the withheld funds are intended for payment of the following month's premium.
- The retiree must contact the former employer to elect this option. TRS has no knowledge of or connection to the employer's insurance provider.
- TRS will continue to deduct the same amount each month until the employer provides timely notification to TRS that the deduction will change or terminate.
- TRS cannot deduct premiums for individual policies or other types of insurance.
Retired Member/Benefit Recipient Resources
- Fact Sheets on topics such as terminating employment, working after retirement, and more
- Family Law Orders/Divorce for Retired Members
- Retired Member and Benefit Recipient Forms
- Retired Member and Benefit Recipient Retirement Plan Handbook
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