TRS is open 8:00 a.m. to 5:00 p.m. Monday – Friday (except State holidays).
Limited in-person appointments are available; call us at (406) 444-3134 or (866) 600-4045 to schedule. Please observe any signs that may be posted... Read more

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What is TRS? How does it work?
Watch our "Superheroes" video to find out!

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TRS Funding Primer

Are you concerned about the financial stability of TRS? Have you ever wondered how TRS is funded? We've created a handout just for you! Click here to read or print a copy (pdf).

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Public pensions contribute to the state and local economy

It is estimated that each dollar paid out by Montana's public pensions supports $1.21 in total economic activity. (Source: National Institute on Retirement Security, Montana Fact Sheet)

In fiscal year 2021, TRS paid out just under $400 million in benefits, with the bulk of that amount – over $335 million – paid to 13,930 recipients living right here in Montana.

Click the pie chart for a detailed breakdown of TRS payments by county

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School Boards page

Are you a Montana public school board member? TRS has created an informational webpage just for you.

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The TRS Mission

Our mission is to promote long-term financial security for our members while proactively maintaining the stability of the system.

The most common sources of income for retirees in the U.S. are Social Security and personal savings (including investments). TRS members have the added security of a defined benefit pension plan in which the monthly benefit amount is based on both their years of service and their average final compensation. Defined benefits are guaranteed for the member's lifetime.

All TRS members contribute a percentage of their earned income as a share of the funding for their retirement, disability, and death benefits. TRS employers also contribute a share based on their employees' total earned income. The employer contributions go into a statewide pool and those pooled funds are invested by the Montana Board of Investments to provide long-term funding for TRS benefits.

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